01 — Apply Online

Complete a secure online application and provide the information needed to evaluate your eligibility.

This may include:

• Personal and identity information
• Income and ability-to-repay information
• Vehicle ownership details
• Other information required for underwriting

02 — Verify Your Vehicle

DriveCash uses technology to help verify vehicle information and assess its eligibility as collateral.

Verification may include:

• Vehicle identification number (VIN) and vehicle details
• Title and ownership status
• Existing liens or outstanding financing
• Mileage and vehicle condition, where applicable
• Estimated vehicle market value

03 — Underwriting & Review

Your application is evaluated using the applicable underwriting criteria, including relevant vehicle information and your ability to meet the credit obligations.

Additional documentation or verification may be required before a decision is made.

If approved, you will receive the applicable credit terms, fees, and repayment obligations for review before accepting the offer.

04 — Activate Your DriveCash Account

Once approved, complete the steps required to establish and activate your account.

Your DriveCash account provides access to your secured revolving line of credit according to your account agreement and approved terms.

05 — Access Your Available Credit

Once your account is active, access your available credit through your DriveCash Card, subject to your account terms.

Depending on the features available to you, you may be able to:

• Access your virtual card
• Add your card to a supported mobile wallet
• Make eligible purchases
• Use available credit as needed, up to your approved credit limit

As you use your revolving line of credit and make payments, your available credit will be determined by your outstanding balance, payments, credit limit, and applicable account terms.