ONE SECURED REVOLVING LINE OF CREDIT
Flexible Credit for Your Needs
DriveCash offers a secured revolving line of credit designed to provide flexible access to funds when you need them. Eligible customers can draw from available credit, repay, and may access available credit again, subject to account terms. Your eligible vehicle serves as collateral, and your approved credit amount is determined under applicable underwriting criteria.
Credit Products
Flexible Credit for Your Needs
Access a secured revolving line of credit designed to help you manage life’s expenses with greater flexibility.
Secured Revolving Line of Credit
A revolving line of credit secured by the value of an eligible vehicle.
- Annual membership fee
- 24.99% of approved line of credit
- Variable APR
- 29.99%-35.99%
Your Drivecash Card
Your Drivecash card may be used to access or use funds associated with an approved Drivecash credit product, subject to the terms and conditions of that product.
The Drivecash Card is issued by our bank partner. Drivecash provides technology and program-management services in connection with the program.
Card availability, features, and permitted uses may vary by product and approval terms.
Loans and cards are issued/funded by our federally chartered bank partner. Drivecash provides technology and program-management services for the program.
Financial identity
Beyond the Credit Score.
We look at more than a number.
DriveCash offers a vehicle-secured revolving line of credit, with underwriting that considers eligible vehicle value and other relevant financial information to evaluate credit applications.
Required Information
Personal Information
Identity Verification
Employment Information
Income Verification
Vehicle Information
Upload Documents
Credit designed around real-world financial signals.
Drivecash combines technology, responsible underwriting, and flexible access to credit to create financial products designed for how consumers actually manage their money.
Build Toward Stronger Credit
Responsible repayment can help build your credit history.
When applicable, qualifying payment activity may be reported to major credit bureaus. Consistent, on-time payments can help establish a stronger credit history over time.
Refinance Your Existing Vehicle Loan
A new path when your current loan no longer works for you.
Eligible consumers may be able to refinance qualifying vehicle-secured loans. Drivecash can provide an alternative repayment structure designed around your vehicle and financial circumstances.
Look Beyond the Credit Score
Your financial picture is bigger than one number.
Depending on the product, Drivecash may consider factors such as eligible vehicle value, income, cash-flow activity, and ability to repay. Credit history may be one part of the overall underwriting process.
Access Your Available Credit
Credit when you need it.
For eligible revolving credit products, access available funds through your Drivecash Card. Use your available credit for everyday expenses and unexpected needs, subject to your account terms and availability.
Get Started Digitally
Access your card without waiting for the mail.
Eligible customers may receive a virtual card after account approval and activation, allowing them to begin making eligible purchases online or through supported digital wallets.
Pay With Your Phone
Your card, wherever you go.
Add your eligible Drivecash Card to supported mobile wallets, including Apple Pay, Google Wallet, and Samsung Wallet, and make secure contactless payments using your phone.
Simple Process
How It Works
Apply
Verify Identity
Verify Employment
Verify Income
Verify Vehicle Information
Verify Vehicle Title Information
Upload Pictures
Receive Bank Offer
Accept & Activate
Pay for What You Need
From unexpected expenses to the plans you’ve been putting off, DriveCash gives you access to a secured revolving line of credit to help cover life’s expenses.
One line of credit. More flexibility for life’s priorities.
Home Improvements
Repairs, renovations, and home upgrades
Car Repairs
Unexpected breakdowns, maintenance, and vehicle repairs
Vacations & Travel
Flights, getaways, and family trips
Tuition & Education
Tuition, school supplies, and educational expenses
Medical Expenses
Healthcare, dental care, and unexpected medical bills
Everyday Expenses
Utilities, household essentials, and personal expenses
Major Purchases
Appliances, electronics, and other important purchases
Unexpected Expenses
The costs you didn’t see coming
Credit That Works Around Your Needs
Access your available credit through your DriveCash card and use it for eligible purchases, subject to your account terms and available credit.
Security
Security You
Can Trust
Every interaction on DriveCash is protected by bank-grade protocols, real-time fraud detection, and strict regulatory compliance
Your Vehicle. Your credit.
Your Drivecash card.
Turn your vehicle’s value into an opportunity to access credit. Drivecash offers a secured revolving line of credit designed to give eligible customers flexible access to funds for life’s expenses.
From unexpected repairs to the plans you’ve been putting off, Drivecash puts convenient access to available credit within reach.
Ready to get started?
Explore Drivecash and see how a vehicle-secured line of credit could work for you.
FAQS
Frequently Asked Questions
DriveCash offers a vehicle-secured revolving line of credit designed to provide eligible consumers with access to credit using an eligible vehicle as collateral. Approved customers access their available credit through the DriveCash Card, subject to the account agreement and applicable restrictions.
The DriveCash Card is the card used to access your approved revolving line of credit. It provides a convenient way to make eligible purchases and, if included in your account terms, access other permitted transactions. The card is the access method for your credit line, not a separate lending product.
It is a credit account secured by an eligible vehicle. You receive an approved credit limit and can borrow against the available amount. As you repay the balance, available credit may be restored in accordance with your account terms.
No. Submitting an application does not guarantee approval, a particular credit limit, or immediate access to funds. Applications are subject to verification, underwriting, product availability, and applicable law.
You do not necessarily need an established or excellent traditional credit history to apply. However, approval is not guaranteed. DriveCash may consider information beyond a traditional credit score, along with other information required or permitted by law.
Your credit limit depends on underwriting, including the eligible vehicle's value, your ability to repay, applicable state requirements, and other relevant factors. The approved amount will be communicated through the offer and account disclosures.