About DriveCash
A Better Approach to Accessing Credit
DriveCash was created to help eligible consumers explore a different path to credit—one that looks beyond a traditional credit score and considers the value of an eligible vehicle as collateral.
About DriveCash
Credit That Looks Beyond the Score
At DriveCash, we believe access to credit should go beyond a traditional credit score.
For many people, limited credit history or past financial challenges can make it difficult to access financing when they need it most. Meanwhile, unexpected expenses, vehicle repairs, home improvements, and other important needs do not wait for the perfect credit profile.
DriveCash was created to offer a different approach: a vehicle-secured revolving line of credit designed for eligible consumers who can provide an eligible vehicle as collateral.
By combining vehicle collateral with a broader view of an applicant’s financial circumstances, DriveCash aims to expand access to credit for people who may have limited or imperfect credit histories. Our goal is to provide a convenient, transparent, and responsible financing option that helps customers navigate life’s financial needs.
Our Mission
Making Access to Credit More Attainable
Our mission is to make access to credit more attainable by looking beyond traditional lending barriers.
We believe people deserve the opportunity to be evaluated on more than a number alone. Through a technology-driven approach to secured lending, DriveCash aims to connect eligible consumers with a flexible credit option that considers their vehicle and their ability to repay.
Why DriveCash?
More Than a Credit Score
DriveCash takes a broader approach to evaluating applications, subject to applicable underwriting criteria and law.
A Vehicle as Collateral
An eligible vehicle can serve as collateral for a revolving line of credit, creating another potential path to financing for qualified applicants.
Flexible Access
Approved customers can access available revolving credit through the DriveCash Card, subject to account terms and availability.
Built on Secured-Lending Knowledge
DriveCash brings together technology and knowledge of vehicle-secured lending to support a clear, streamlined experience and help customers understand their options.
Meet Our Founder
Built on Experience. Driven by Purpose.
- 4+Years at one of the nation’s largest vehicle-collateral-based lending companies
- FinanceYears of experience in the finance industry
- SecuredExtensive knowledge of vehicle-collateral-based lending
DriveCash was founded by an entrepreneur with years of experience in the finance industry and extensive knowledge of vehicle-collateral-based lending.
Before founding DriveCash, he spent more than four years working at one of the nation’s largest vehicle-collateral-based lending companies. During that time, he gained firsthand insight into secured lending, the challenges consumers face when seeking financing, and the barriers that can prevent people with limited or imperfect credit histories from accessing suitable options.
He saw how difficult it could be for people to find financing when traditional credit measures did not fully reflect their circumstances. He also recognized an opportunity to bring a more accessible, technology-driven approach to secured lending.
That experience helped inspire DriveCash.
His vision is to build a financing platform that combines the practical foundations of vehicle-secured lending with a more flexible approach to evaluating consumers. By looking beyond traditional credit barriers and considering other relevant financial information, DriveCash aims to help eligible customers access a credit option that may better fit their needs than some of the alternatives available to them.
For him, DriveCash is more than a financial technology business. It is an opportunity to apply years of industry experience toward addressing a real consumer challenge: making access to credit more attainable, transparent, and responsible.
Our Commitment
Clear Information. Responsible Choices.
We are committed to building a credit experience grounded in transparency, responsible lending, technology, and respect for the people we serve.
- Transparency
- Responsible lending
- Technology
- Respect
We understand that borrowing is an important financial decision. We encourage every applicant to review the applicable rates, fees, repayment obligations, and vehicle-collateral requirements carefully before accepting an offer.
DriveCash is working toward a future where more eligible consumers have meaningful options when they need access to credit.
Explore a Different Approach to Credit
Learn how DriveCash’s vehicle-secured revolving line of credit works and whether it may be an option for you.